Insurance & Payment Options
Therapy Costs, Insurance Plans & Cash-Pay Counseling in Tulsa, OK
We believe accessing quality mental health care should be as straightforward as possible. At Southside Behavioral Health, we offer both insurance-based counseling and cash-pay therapy, giving you the flexibility to choose the option that best fits your needs.
Insurance Plans We Accept
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Aetna
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Beacon Health Options (GlobalHealth)
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Blue Cross Blue Shield of Oklahoma
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Cigna
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Cigna EAP
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CommunityCare
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Coventry
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First Health
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HealthChoice
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Healthcare Highways Network (Oklahoma Network)
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Humana Behavioral Health
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Magellan
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MHNet
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Multiplan / PHCS Network
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Optum
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Optum EAP
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UMR
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United Healthcare
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QuickMed
Southside Behavioral Health is in-network with many major insurance providers, including:
Cash-Pay Therapy
Many of our clients choose private-pay counseling because it offers greater flexibility, increased privacy, and allows treatment decisions to be based on your individual needs rather than insurance requirements.
Private-Pay Rates
Individual
Therapy
$175 per
50-minute session
Couples
Therapy
$200 per
50-minute session
Family
Therapy
$200 per
50-minute session
Payment is due at the time of service.
Using Out-of-Network Benefits
Even if Southside Behavioral Health is not in-network with your insurance plan, you may still be able to receive reimbursement through your out-of-network mental health benefits.
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Many insurance plans provide partial reimbursement for counseling services after you submit documentation from your provider. We recommend contacting your insurance company to learn more about your out-of-network coverage, deductibles, and reimbursement rates.
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Our office can provide the documentation you may need to submit a claim.
Understanding Your Insurance Benefits
Mental health benefits vary by insurance plan.
Counseling services may be covered in full or in part through your health insurance or employee assistance program (EAP). Your coverage, deductible, copay, coinsurance, and authorization requirements are determined by your individual insurance policy.
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Before your first appointment, we encourage you to contact your insurance carrier and ask questions such as:
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Is outpatient mental health counseling covered?
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Do I need a referral?
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What is my copay or coinsurance?
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Have I met my deductible?
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Is Southside Behavioral Health in-network with my plan?
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Are there limits on the number of therapy sessions covered?
Meet Your Billing Specialist Missy Swafford
Missy brings more than a decade of behavioral health billing experience to her work with Southside Behavioral Health. She began her career at Family & Children’s Services in 2015, advancing to team lead and billing supervisor before founding Faithworks Medical Billing LLC in 2026.
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Missy is passionate about supporting therapists behind the scenes so they can focus on your care. She approaches billing questions with compassion and understanding, helping clients navigate concerns with less stress.
Good Faith Estimate for Self-Pay Clients
If you are uninsured or choose not to use insurance, federal law requires health care providers to provide a Good Faith Estimate of expected charges for medical services.
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A Good Faith Estimate explains the anticipated cost of your counseling services before treatment begins.
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If you would like a Good Faith Estimate, simply let our office know before your appointment.
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Good Faith Estimate Disclaimer
Under the No Surprises Act, health care providers are required to provide uninsured and self-pay patients with a Good Faith Estimate of expected charges for scheduled services. You have the right to receive a Good Faith Estimate explaining the total expected cost of your care before receiving services.
Appointment & Cancellation Policy
Your appointment time is reserved specifically for you.
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If you need to cancel or reschedule, please notify our office or your therapist at least 24 hours before your scheduled appointment. If calling, please leave a voicemail to ensure your cancellation is properly recorded.
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Cancellation fees include:
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Less than 24 hours' notice: $125 cancellation fee
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No-show appointments or cancellations made within 60 minutes of the appointment time: $175 full session fee will be charged
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Outstanding cancellation fees must be paid before scheduling future appointments.
We appreciate your understanding, as advance notice allows us to offer appointment times to other clients who may be waiting for care
